A U-M research team analyzed statewide trauma registry and credit bureau data to compare coverage quality across insurance types and found a stark disparity. Public programs such as Medicaid and Medicare were most effective at shielding patients from the long-term financial fallout of traumatic injury. Private insurance covers most working Americans, but high deductibles and copayments leave many trauma survivors exposed to significant, lasting debt. Learn more about differences in medical debt across insurance plans in this research spotlight from the Ford School.