Cost Is Leading Factor in Detroit’s Higher-Than-Average Rate of Uninsured Homeowners

July 14, 2025
Read time: <5 mins
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New data from U-M’s Detroit Metro Area Communities Study reveals a troubling trend: about 38% of Detroit homeowners without mortgages are uninsured—nearly double the national average of 19.5%. Why is the rate so high? Most cite the cost of insurance as a major barrier. Learn more about the Ford School’s ongoing research into homeownership in Detroit in this research spotlight.

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